Here are great tips to look into.
Tips for Older Drivers:
Buckle up — Wearing a seatbelt lowers the risk of serious injury in an accident by 60%. When combined with airbags, the risk is lowered by 85%.1 Plus, in most states, not wearing a seatbelt can mean a ticket, which can lead to higher insurance rates.
Be alert — Avoid distractions including conversations with passengers, the car radio, and especially cell phones. Regardless of age, a driver talking on the phone is four times more likely to get into a serious accident.2
Know your limits — Get regular medical checkups, including vision and hearing. Recognize your changing capabilities: arthritis, stress, other conditions and medications can affect reaction times. Driving for extended periods will strain muscles, vision and concentration.
Know the road — Avoid driving on unfamiliar roads, at night, in bad weather and during rush hour. Although older drivers have fewer accidents than younger drivers, they tend to have significantly more accidents per mile driven,3 so it’s a good idea to make those miles safer.
A well-maintained car is a safe car — Reduce your worry - and your risk of accident - by keeping your car well maintained. That includes tire safety, watching out for curbs and potholes, regular oil and fluid checks, and making sure that emergency equipment, cell phone, and a first-aid kit are always in the car.
Take an older driver safety course — An older driver safety course may help reduce your premium, but more importantly can help you hone your skills as your driving style changes with age.
http://www.nationalgeneral.com/auto-insurance/lifes-highway/older-drivers.asp
It's important to drive carefully and safely because it's not always about saving money off insurance, but more about saving lives and being a great driver.
Hope you got value from this post and have a great day
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